Preparing for Private Credit: A Guide for Borrowers

Introduction Private credit has emerged as a vital alternative financing option for businesses seeking capital beyond traditional banking channels. To secure private credit successfully, borrowers must take proactive steps to prepare themselves for the borrowing process. In this article, we will explore essential tips and strategies for borrowers to get themselves ready for private credit. […]

Benefits of Direct Lending

Introduction Direct lending has emerged as a prominent alternative to traditional banking and capital market financing options. In this article, we will explore the numerous benefits of direct lending for both borrowers and lenders, highlighting how this financial approach has become a game changer in the world of finance. Access to Capital: One of the […]

Private Debt: A Prudent Non-Dilutive Funding Solution for Businesses

Introduction Private debt has gained prominence as a strategic and non-dilutive funding solution for businesses looking to raise capital without relinquishing ownership or equity. This article explores the advantages of private debt as a financing alternative, highlighting how it can help businesses maintain control, secure capital, and achieve their growth objectives. Non-Dilutive Nature: One of […]

Why private credit makes sense for your portfolio?

Diversification is a core principle of sound investing. It involves spreading your investments across different asset classes to reduce risk and enhance the potential for long-term returns. Within the realm of diversification, private credit allocations have gained prominence as a valuable addition to investment portfolios. In this article, we will explore why incorporating a private […]

Impact of debt ranking & underlying security type on risk

Debt securities are financial instruments that represent a loan made by an investor to a borrower. These securities come in various levels of risk and are often backed by collateral, which serves as a form of security for the lender. Understanding the different levels of debt security and the types of collateral involved is crucial […]

What are alternative investments?

Alternative investments are a category of investments that typically fall outside the traditional asset classes of stocks, bonds, and cash. They are considered alternative because they provide investors with options beyond the conventional assets and can offer diversification benefits. Alternative investments often have different risk-return profiles and may include a wide range of assets and […]

Enhancing portfolio diversification with private credit

Introduction Portfolio diversification is a fundamental strategy for managing risk and maximizing returns in investment portfolios. While traditional asset classes like stocks and bonds have long been the staples of diversification, private credit has emerged as a valuable addition to portfolios seeking to achieve broader risk-adjusted diversification. In this informative article, we will explore how […]

Different types of debt security

Introduction Debt is a fundamental financial instrument utilized by governments, corporations, and investors alike. Different types of debt come with varying risk profiles, influenced by factors such as collateral, seniority, and underlying assets. In this informative article, we will conduct a comprehensive comparison of the risk associated with unsecured debt, secured debt, senior secured debt, […]

A primer on private credit investing in Australia

Introduction Private credit investing has emerged as an appealing asset class for investors in Australia seeking alternatives to traditional fixed-income investments. This primer aims to provide an overview of private credit investing in Australia, including its definition, key characteristics, benefits, risks, and considerations for prospective investors. What is Private Credit? Private credit refers to loans […]

Dilemma of private credit funds with fixed target returns taking variable risk

Introduction Private credit funds have gained popularity among investors seeking attractive yields and portfolio diversification. Some private credit funds offer a seemingly enticing proposition: a fixed target return with the ability to write loans of varying risk profiles. However, this combination can be a double-edged sword, as it may not always align with the best […]