Non-dilutionary debt solutions for Australian SMEs and emerging corporates

Rixon Capital offer borrowers an institutional, non-dilutive funding solution with loan facilities ranging from $1m to $20m.

If you would like to explore how Rixon Capital could support you, please contact us.

Our Solutions Focused Mandate

We collaborate with emerging corporates and their advisors across Australia and New Zealand to deliver a flexible debt capital solution tailored to borrower requirements.

What we Offer

Working Capital

Flexible working capital funding secured by receivables and other financial assets

Asset Finance

Tailored asset finance solutions, against a range of equipment and physical assets

Lending to Lenders

Warehouse funding for emerging non-bank lenders to scale loan book

Cash Flow Lending

Funding against business cash flows

Bespoke situations

Financing solutions for bespoke situations including unique assets and complex scenarios

What sets us apart

Flexibility

Ability to offer creative funding solutions that suit the borrower needs

Speed

Streamlined processes ensuring swift approvals, typically providing funding within 3-6 weeks

Diligence

Substantial in-house expertise in assessing and structuring complex situations

Transparency

Simple pricing structure that reflects all-in cost of funds

Non-Dilutive

Structuring debt facilities without any form of equity upside

Our Lending Parameters

Facility size

$1m – $20m*

Geography

Australia and New Zealand

Currency

AUD only

Interest payments

Cash paid monthly, quarterly, or PIK

Collateral

Cash flow and / or asset backed

Assets outside the business may be accepted as collateral

Use of funds

Growth, working capital, asset finance, equity release, refinancing

Loan Type

Term loan, progress draw loans, bridging loans, asset-backed loans

Sector

Agnostic

Capital Structure

Senior, subordinated

LVR

Up to 90% (flexible)

*Facilities of up to $40m are available subject to interest from our funding partners

Borrowers and their advisors are advised to submit an enquiry and commence engagement to understand if a funding solution may be structured.

Case Studies

Wholesale funding

$20m receivable finance facility
B2B fintech lender
Day 1 drawdown of $3.0m

Merger & Acquisition financing

$5m term loan facility
Niche contracted corporate services
External security enhancement

Working capital

$5m working capital facility
Heavy vehicle EV battery maker
Subordinated Government funding

Subordinated Debt Facility

$20m term debt facility
Consumer finance company
Backed by a large family office

Term Debt Facility

$5m term debt facility
E-commerce consumer products retailer
Drawdowns based on funding requirements

Funding Requirement

Upon submission of your initial funding parameters, our team will be in touch to discuss a potential funding solution for yourself or your client.