Investors are increasingly seeking capital stability and reliable cash flow from their investments in the midst of equity market volatility and regulatory uncertainty. Monthly income funds offer an attractive solution by providing consistent monthly payments, making them a preferred choice for those looking to generate regular income without sacrificing a focus on capital preservation.
Rixon Capital manages the Rixon Income Fund, an award-winning monthly income fund designed to target the delivery of steady, dependable returns. With an investment team holding decades of combined experience in secured lending and private credit markets, the Rixon Income Fund offers investors a trusted avenue to grow their wealth with confidence. Targeting a 10-12% p.a. (net) Target Return, we focus on asset-backed, senior-secured loans with the aim of offering investors predictable monthly income streams while supporting high-quality Australian small and medium-sized enterprises (SMEs).
Predictable Cash Flow:
Receive reliable target monthly distributions, attractive when for budgeting and income planning.
Capital Preservation Focus:
Investments secured against tangible assets supports the focus on capital protection.
Diversification:
Exposure to a broad range of asset-backed loans reduces overall portfolio risk.
Steady Returns:
Monthly income funds typically seek to generate consistent returns independent of equity market volatility.
Professional Management:
Expert fund managers oversee loan selection, risk assessment, and portfolio maintenance.
Accessibility:
Designed for wholesale and sophisticated investors, providing access to private credit opportunities often unavailable elsewhere.
Rixon Income Fund
The Rixon Income Fund is a structured monthly income fund focusing on asset-backed, senior-secured lending to Australian SMEs. Our fund primarily targets loans ranging from $2 million to $20 million, providing borrowers with the funding they need to grow while delivering investors attractive, risk-adjusted returns.
Our investment strategy centres on funding high-quality borrowers secured by tangible assets, ensuring a robust foundation for monthly income payments. The investment team has deployed over $500 million in private credit since 2018, bringing deep market insight with rigorous due diligence to maintain fund integrity and consistent performance.
Monthly Income Funds in Australia
Rixon Capital’s funds are tailored specifically for the Australian market. We understand the local economic environment, regulatory landscape, and SME sector dynamics. This expertise enables us to select loans that not only meet stringent credit standards but also align with broader market trends, helping investors benefit from a fund built around local realities and opportunities.
Our approach emphasises transparency and compliance with Australian financial regulations, giving investors confidence that their money is managed with the highest standards of governance and professionalism.
Accessing Monthly Income via the Rixon Income Fund
The minimum investment amount starts at $50,000, making the fund accessible to all wholesale and sophisticated investors.
The Fund targets net monthly returns of 0.92% to 1.00%, reflecting the fund’s focus on generating steady income while preserving capital. Investment terms are generally structured for medium-term horizons, providing a balance between liquidity and return optimisation.
Diversified Portfolio
The Rixon Income Fund invests across a range of secured loans backed by assets from multiple industries and borrower types. This diversification helps spread risk and reduces the impact of any single borrower defaulting, creating a more stable and resilient investment profile.
Notably the Fund does not undertake direct property lending or property development finance.
Competitive Returns
Our fund targets net monthly returns between 0.92% and 1.00%, which offers meaningfully higher yield compared to traditional fixed-income and term deposit options on a risk-adjusted basis.
Liquidity or Redemption Options
The Rixon Income Fund formally offers investors redemptions of their investment with 90-days notice. However in practice the Fund uses best efforts to offer liquidity within 30-days.
Risk Management
Risk management is at the core of our fund’s operations. To minimise and managed credit risk, we employ rigorous borrower screening, operational & financial due diligence, assessment of underlying asset value, and sophisticated loan structuring. Regular portfolio reviews and ongoing monitoring ensure timely responses to any changes in borrower performance or market conditions.
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Step 1: Initial Meeting
We start by confirming that you qualify as a Wholesale or Sophisticated Investor under the Corporations Act 2001. We then provide a comprehensive overview of our target borrower profile, lending criteria, and due diligence process. We encourage open dialogue—no question is too small when evaluating a potential investment.
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Step 2: Applying
Interested investors may subscribe to the Rixon Income Fund units either directly via OLIVIA123 or through popular investment platforms such as Netwealth, HUB24, and Mason Stevens, offering convenience and accessibility.
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Step 3: Monthly Returns & Updates
Investors receive monthly updates on fund performance, with Unitholder Updates sent on the fourth business day of each month. The monthly distributions (or redemptions) are paid no later than the sixth business day, ensuring timely income and transparent communication.
All rights reserved. Fund investment available to sophisticated and professional investors as defined in section 708(8) and 708(11) of the Corporations Act 2001 respectively.
Rixon Capital Pty Ltd (ABN 65 655 776 533) is an authorised representative (Australian Financial Services Representative Number: 001298795) of Rixon Asset Management Pty Ltd (ACN 664 901 866 AFSL 546029).
All rights reserved. Fund investment available to sophisticated and professional investors as defined in section 708(8) and 708(11) of the Corporations Act 2001 respectively.
Rixon Capital Pty Ltd (ABN 65 655 776 533) is an authorised representative (Australian Financial Services Representative Number: 001298795) of Rixon Asset Management Pty Ltd (ACN 664 901 866 AFSL 546029).
